Upcoming Events

Note School

October 13, 2014 @ 7:00pm

2015 National REIA Winter Cruise

February 14th, 2015 @ 8:00pm

American Legion Post 3655

1022 Vandalia St, Collinsville, IL

On October 13, 2014, the Metro East Real Estate Investors Association featured speaker will be Joe Varnadore of Note School. Doors open at 5:30 pm for networking and registration, at 6:30 business meeting, and at 7:00 our national speaker will present.

More Info

Why Ignore Profits in the Note Business,   When you are already in it?
(What Is A Note?) Joseph Varnadore/NoteSchool Most real estate investors have heard of the “Note Business” but many misunderstand it while others think that it is completely separate from the real estate business. The fact is, most real estate investors are in the note business, and they just don’t know it.  The note business is the financing side of the real estate business.

Note Business in the Simplest Terms
The note business is based upon the purchase, sale and assigning of two documents: the promissory note and the mortgage agreement. These two documents represent a promise to pay and a solution for non-payment. Note = Promissory Note = IOU (I Owe You)
Mortgage = Collateral Agreement = Foreclosure Agreement When someone borrows money to purchase real estate, they have to sign an agreement to promise to pay it back. This agreement also outlines the terms of the payback. This written promise is not enough to get a loan. This promise must be backed by collateral of value, which is typically the real estate itself. The collateral agreement pre-authorizes the foreclosure of the property if the debt is not paid according to the promissory note.
Move from the Paying End to the Receiving End of the Business
So if you have ever borrowed money from a traditional lender, private or hard-money lender, or even a property seller, you have been in the “note business”! Well, you have been on the paying side of the note business. Why not get on the receiving end of the note business!
In the receiving end of the note business, you can receive monthly cash flow without the headaches and liabilities of being a landlord, lump sum cash payouts, or even end up with the property at 30 to 40 cents on the dollar!
Acquire Property or Cash Flow for Pennies on the Dollar
Today’s inventory of both performing and non-performing notes is so massive that it doubles the number of foreclosures since 2008. This supply has prices for notes at historical lows but it will not last forever.
When you buy a non-performing note on a vacant home, you will acquire a Deed in Lieu or foreclose and end up with the property. You are a real estate investor simply acquiring property in a different way.
If you buy a non-performing note on an occupied property, you will either modify the loan to start receiving monthly cash flow, get a Deed in Lieu or foreclose.
When you purchase a performing note, you acquire long term, real estate backed, monthly cash flow. Today, these assets can be purchased for 60 cents on the dollar. That is an unbelievably good deal. No land lording, no hassles, just automatic monthly deposits into your account.
Learn More
Joe Varnadore from NoteSchool will soon be presenting at your Real Estate Investment Association. You owe it to yourself to learn more about this huge opportunity in real estate.
We will show you case studies, were notes were purchased for as little as $3000 and made triple digit returns.

Ask me how you can register your method of payment and get a 2% Rebate from Home Depot, PAID TWICE A YEAR*, for ALL your Home Depot purchases. There is no requirement to apply for an account or credit card. (*certain restrictions apply).

Sheraton Puerto Rico Hotel & Casino

200 Convention Boulevard, San Juan

Departing from Sunny San Juan Puerto Rico 
(air fare not included)


Day                      Port of Call                                                             Arrival Time         Depart Time


  • Day 1             San Juan, Puerto Rico                                            08:30 PM
  • Day 2               St. Croix, U.S.V.I.                                                       08:00 AM              05:30 PM
  • Day 3             Basseterre, St. Kitts                                                  08:00 AM               05:00 PM
  • Day 4               Roseau, Dominica                                                   08:00 AM              05:00 PM
  • Day 5            St. George’s, Grenada                                               08:00 AM              05:00 PM
  • Day 6                Conference at Sea
  • Day 7       Charlotte Amalie, St. Thomas                                     08:00 AM              05:00 PM
  • Day 8            San Juan, Puerto Rico                                               06:00AM


AM Interior staterooms from $995.00 per person*

Ocean view Staterooms are on request
Balcony view Staterooms are on request
*prices are per person based on double occupancy. Call National REIA direct for single, triple or quad occupancy rates. Prices include cruise, government taxes, gratuities and seminar. Prices are subject to availability at time of booking and may sell out. If this happens we will quote you the best rate currently available. Airfare and transfers not included*